Cookie Policy

What Are Cookies and Tracking Technologies?

Cookies are small text files that websites store on your device when you visit them. Think of them as digital bookmarks that help websites remember information about your visit. At pelcorivian, we use various tracking technologies including cookies, web beacons, and local storage to make your experience smoother and more personalized.

These technologies work behind the scenes to remember your preferences, keep you logged in, and help us understand how people use our financial modeling tools. When you return to our site, these small files help us recognize your device and customize your experience accordingly.

We also use similar technologies like pixel tags and JavaScript that collect information about how you interact with our educational content and analytical tools. This helps us continually improve our platform for financial analysts and professionals.

Types of Tracking We Use

How Tracking Enhances Your Experience

Personalized Learning Paths

Our tracking helps us understand which financial modeling topics interest you most, allowing us to suggest relevant courses and resources. If you frequently access our Excel modeling tutorials, we'll recommend advanced spreadsheet techniques or specialized industry models.

Progress Tracking

We remember where you left off in your learning modules, which exercises you've completed, and your performance on assessments. This ensures you can pick up right where you stopped without losing progress.

Improved Platform Performance

By analyzing how people navigate our site, we can identify slow-loading pages, confusing navigation paths, or technical issues that might frustrate users trying to access our financial education resources.

Relevant Content Delivery

Our tracking helps us show you the most relevant webinar announcements, course updates, and industry insights based on your specific areas of interest within financial analysis.

Data Retention and Your Control

Different types of cookies have different lifespans. Session cookies disappear when you close your browser, while persistent cookies can remain for weeks, months, or even years depending on their purpose.

• Essential cookies remain active only during your session
• Functional cookies typically last 30-90 days to remember your preferences
• Analytical cookies usually persist for 1-2 years to track long-term usage patterns
• Marketing cookies may last up to 2 years to provide relevant advertising

You have complete control over most cookies through your browser settings. However, blocking essential cookies may prevent certain parts of our platform from working correctly, particularly interactive features like our financial modeling calculators and progress tracking systems.

Managing Your Cookie Preferences

You can also use private or incognito browsing modes, which automatically delete cookies when you close the browser window. Many browsers now offer enhanced tracking protection that blocks certain types of cookies by default.

If you're particularly privacy-conscious, consider using browser extensions that provide granular control over tracking technologies, though be aware this might affect the functionality of our interactive financial modeling tools.

Third-Party Services and Integrations

We work with several trusted partners to provide enhanced functionality on our platform. These include analytics providers that help us understand user behavior, educational content delivery networks, and payment processors for our premium courses.

Each third-party service may set their own cookies when you interact with their features on our site. For example, when you watch embedded video content or use our chat support system, those services may place cookies to remember your preferences and improve performance.

We carefully select partners who maintain high privacy standards, but we encourage you to review their privacy policies if you have concerns about specific services. You can often opt out of third-party tracking through industry initiatives like the Digital Advertising Alliance's opt-out tools.

Updates to Our Cookie Practices

Technology and privacy regulations continue to evolve, and we regularly review our cookie practices to ensure they remain effective and compliant. When we make significant changes to how we use tracking technologies, we'll update this policy and notify active users through our platform.

We also stay current with browser changes that affect cookie functionality. As major browsers phase out support for certain types of tracking, we adapt our systems to maintain functionality while respecting user privacy preferences.

Our commitment is to be transparent about our data practices while providing the best possible experience for financial professionals seeking to enhance their analytical skills through our educational platform.