pelcorivian Financial Modeling Academy - Advanced Training for Financial Analysts

Introduction and Overview

At pelcorivian, we understand that your personal information deserves careful protection. This privacy policy explains how we collect, use, store, and safeguard your data when you interact with our financial modeling educational services and website at pelcorivian.com.

We operate under Australian privacy laws, including the Privacy Act 1988 and the Australian Privacy Principles (APPs). This policy applies to all personal information we collect about you, whether through our website, educational programs, or direct communications.

We believe transparency builds trust. If you have questions about any aspect of how we handle your information, please contact us directly.

Information We Collect

Personal Information You Provide

Contact details including name, email address, phone number, and mailing address
Educational background and professional experience when you apply for programs
Payment information and billing details for course enrollment
Communications you send us, including support requests and feedback
Career objectives and learning goals you share during consultations

Information Collected Automatically

When you visit our website, we automatically collect certain technical information to improve your experience and understand how our services are used.

IP address, browser type, and device information
Pages visited, time spent on site, and navigation patterns
Referring websites and search terms used to find us
Cookie data and similar tracking technologies

How We Use Your Information

We use your personal information for specific, legitimate purposes that directly relate to providing you with quality financial education services.

Delivering educational content, webinars, and program materials
Processing enrollment applications and managing your learning progress
Providing customer support and responding to your inquiries
Sending important updates about your programs or policy changes
Improving our website functionality and educational offerings
Conducting research to enhance our curriculum and teaching methods

We will never use your information for purposes unrelated to our educational services without your explicit consent.

Your Privacy Rights

Under Australian privacy law, you have several important rights regarding your personal information. We're committed to helping you exercise these rights easily and effectively.

Access Your Information

Request a copy of the personal information we hold about you, including how we obtained it and how we use it.

Correct Inaccuracies

Ask us to update or correct any personal information that is outdated, incomplete, or inaccurate.

Request Deletion

In certain circumstances, request that we delete your personal information from our systems.

Withdraw Consent

Opt out of marketing communications or withdraw consent for specific uses of your information.

To exercise any of these rights, contact us at support@pelcorivian.com. We'll respond to your request within 30 days and provide clear information about any actions we take.

Data Security and Protection

We implement comprehensive security measures to protect your personal information from unauthorized access, disclosure, alteration, or destruction.

Technical Safeguards

SSL encryption for all data transmission between your browser and our servers
Secure cloud storage with encryption at rest for all stored data
Regular security audits and vulnerability assessments
Access controls ensuring only authorized personnel can view your information

Administrative Safeguards

Staff training on privacy protection and data handling procedures
Background checks for employees with access to personal information
Incident response procedures for any potential data breaches
Regular review and updates of our privacy practices

Information Sharing and Disclosure

We do not sell, rent, or trade your personal information to third parties. We only share your information in specific circumstances that are necessary for providing our services or required by law.

Service Providers

We work with trusted service providers who help us deliver our educational services. These partners are bound by strict confidentiality agreements and can only use your information for the specific services they provide to us.

Payment processing companies for secure transaction handling
Email service providers for course communications
Learning management system providers for course delivery
Analytics providers to help us improve our website and services

Legal Requirements

We may disclose your information if required by law, court order, or government regulation, or if we believe in good faith that such disclosure is necessary to protect our rights, your safety, or the safety of others.

Data Retention and Deletion

We retain your personal information only for as long as necessary to fulfill the purposes for which it was collected and to comply with legal obligations.

Active student records: Maintained throughout your enrollment and for 7 years after course completion for certification verification
Marketing communications: Retained until you unsubscribe or request deletion
Website analytics: Aggregated data retained for up to 2 years for service improvement
Support communications: Maintained for 3 years to provide ongoing assistance
Financial records: Retained for 7 years as required by Australian taxation law

When we delete your information, we use secure deletion methods to ensure it cannot be recovered or reconstructed.

Cookies and Online Tracking

Our website uses cookies and similar technologies to enhance your browsing experience and provide personalized content. You have control over how these technologies interact with your device.

Types of Cookies We Use

Essential cookies: Required for basic website functionality and security
Performance cookies: Help us understand how visitors interact with our site
Functional cookies: Remember your preferences and personalize your experience
Marketing cookies: Used to deliver relevant advertisements and measure campaign effectiveness

You can manage your cookie preferences through your browser settings. However, disabling certain cookies may affect your ability to use some features of our website.

International Data Transfers

While we primarily store and process your data within Australia, some of our trusted service providers may be located overseas. When we transfer data internationally, we ensure appropriate safeguards are in place.

We only work with providers in countries with adequate privacy protections
International transfers are protected by appropriate contractual safeguards
We regularly review and monitor our international service providers
You have the right to request information about any international transfers of your data

Children's Privacy

Our financial modeling programs are designed for adults and professionals. We do not knowingly collect personal information from individuals under 18 years of age. If we become aware that we have collected information from someone under 18, we will delete that information promptly.

If you believe we may have collected information from someone under 18, please contact us immediately at support@pelcorivian.com.

Changes to This Policy

We may update this privacy policy periodically to reflect changes in our practices, technology, legal requirements, or other factors. We will notify you of any significant changes through our website and, where appropriate, by email.

We encourage you to review this policy regularly to stay informed about how we protect your privacy. The "Last Updated" date at the top of this policy indicates when the most recent changes were made.

Privacy Policy